When it comes to planning for your next trip, these are the first items you aim to book. However, there is one more thing you may be missing: travel insurance. And while the answer to “When is the best time to get travel insurance?” may seem obvious (when you travel, of course!), there are specific time frames that are worth sticking to.
At Travel MedEvac Insurance, we are devoted to providing the right coverage, wherever you choose to go. We explain the ideal timing to purchase your travel insurance and the details behind it to simplify your life.
When is the Best Time to Get Travel Insurance?
If you want to stay protected on your trip, the best answer to when is the best time to get travel insurance is “right away”. However, depending on the type of coverage you are looking for and your travel style, you can purchase travel insurance up until the day before you depart, though we don’t recommend it.
At Travel MedEvac Insurance, we always recommend our clients purchase travel insurance within the first 10 days after making the initial deposit on their trip, since purchasing early often makes you eligible for some important options.
This 15-day window can vary slightly, depending on the specific policy-specified time frame, but the general rule is to buy travel insurance as early as you can. Just make sure that you review the policy thoroughly and understand what is covered and what is not, so you’re not disappointed.
Top 3 Reasons to Buy Travel Insurance Early
Buying travel insurance early is, without a doubt, a smart move. Here is why:
Trip Cancellation
Life is unpredictable, so it is a good idea to get coverage for as much time as possible before your scheduled travel date. Many things could affect your travel plans, forcing you to cancel the trip. If you get travel insurance early on and end up canceling the trip due to a covered reason, the Trip Cancellation coverage will pay for your non-refundable, pre-paid travel arrangements.
NOTE: The highly desirable Cancel for Any Reason (CFAR) coverage is a time sensitive option that must be selected within a short window after initial trip deposit – often 10 days.
Travel Insurance Review Period
If you have purchased a travel insurance plan, but decide to cancel it later on, you may receive a full refund if you do so within a specified period from the date of purchase. Getting travel insurance early ensures that you have sufficient time before the trip to review your travel insurance policy before this specified period expires. It also gives you time to get clarification on the policy if needed.
Pre-Existing Conditions
Some travelers require plans that offer coverage for pre-existing medical conditions. In this case, it is especially important to purchase travel insurance within the right time frame, or you may not be covered for claims related to that pre-existing condition.
To learn about your coverage options and determine when is the best time to get travel insurance, you can get a free quote from Travel MedEvac Insurance. We have become a leader in the new travel insurance landscape with plans that cover COVID-19 as any other illness and have a provision for quarantine coverage.
Just like you plan for your travel and accommodation well in advance, it is important not to delay getting travel insurance until the last minute. If you are unsure when is the best time to get travel insurance, follow the general rule of “the earlier, the better
Comments
Post a Comment